Agnes is passionate about good financial management and analysis. Before Balloon she worked at a Savings and Credit Cooperative as an internal auditor in charge of risk management. Prior to that, she worked as an administrative assistant for Human Rights Uphold Uganda. She holds a Bachelor’s degree in commerce (Accounting) from Makerere University.

Benitah is a certified Financial Analyst, with qualifications in accounting, customer service and administrative roles with 4+ years of experience in resolving complex customer inquiries and coordinating all administrative functions at Ecobank Uganda. She holds a Bachelor’s Degree in Business Administration from Makerere University, holds a FMVA Certificate from CFI and is currently pursuing ACCA Level 2. Before Balloon, Ecobank Uganda.

Claire is a Finance, Audit and Taxation enthusiast with an honours degree in Business Administration, majoring in Accounting. Claire interned at the Ministry of Water and Environment as an accounts assistant. She is pursuing her ACCA & also studying at the Corporate Finance Institute(CFI) where she has attained a certificate in Data analysis & is pursuing Financial Modelling & Valuation Analyst certification. She has also volunteered with Reproductive Health Uganda in various leadership roles.

Clare’s experience in Accounting and Finance spans over 8 years. She is currently a Senior Investment Manager at Balloon Ventures, managing a portfolio of businesses. Previously, she worked with Ngamia Capital as Portfolio Manager and Iungo Capital as Portfolio Accountant, supporting the post investment process. She also worked at AAR Healthcare Uganda where she served in the capacities of Payables Accountant and later Financial Accountant. Clare has a Bachelor’s Degree in Accounting and Finance from Kyambogo University and is currently completing Level 3 of CPA(U) from the Institute of Certified Public Accountants of Uganda. She is passionate about ESG compliance, impact financing and the establishment of proper accounting practices for SMEs.

David’s experience in Banking spans over 9 years. He currently serves as Legal and Recoveries Manager at Balloon Ventures Uganda. Before Balloon, David served as a Business Administrator for 4 years, a commercial loans officer for 4 and half years; and an Agricultural loans officer for 18 months all with Centenary Bank where he grew the loan book of over $6 million. He holds a Bachelors of Agribusiness Management from Makerere university.

Godwill is passionate about risk and financial management. Before joining Balloon Godwill worked with Standard Signs Contractors Limited as an accounts assistant and assistant in stores and Registry. Godwill also worked with Airtel Uganda as a Telesales Executive and Coca Cola Beverages Africa as a Sales and Marketing Executive. Godwill holds a Bachelors degree in Commerce majoring in Finance at Makerere University Business School and is currently at level 2 of CPA from the Institute of Public Accountants of Uganda.

Henry started his career with Letshego Uganda as a direct sales officer specifically handling payroll loans. He later joined Development Microfinance as a credit officer where he worked for 2 years. He then worked with Divine microfinance as a credit supervisor from 2019 to 2023, in charge of the entire institution’s portfolio. Henry currently works with Balloon Ventures as Business Development Officer.

Kenneth has 15 years of experience in Audit, both as an internal and external auditor. He began is career at FINCA Uganda where he worked for 6 years. He then joined HORARD Uganda to head the Internal Audit Department. Afterwards he worked with Development Microfinance Uganda Ltd as Head of Department. Kenneth holds a Bachelor of Commerce from Makerere University and is currently completing Level 2 of CPA(U) from the Institute of Certified Public Accountants of Uganda.

Mackline currently serves a Portfolio Manager for Balloon Ventures Uganda. Prior to this, she worked at Post Bank Uganda as a Banking Officer. Before Joining Post Bank Uganda in 2020, she was a Tax Consultant at MAZARS Uganda. She holds a Bachelor’s Degree in Business Computing from Makerere University Business School and currently pursuing her CPA.

Prior to Balloon Naima served as an Auditor and Tax Consultant at Rhino Business Consultants in alliance with Timo Associates. She has over 5 years’ experience in Accounting, Auditing, Tax Consultancy and Statutory Compliance. She holds a Bachelor’s Degree in Management Science from Kyambogo University and is currently pursuing CPA (U) at Level III with the Institute of Certified Public Accountants of Uganda (ICPAU).

Oscar joined Balloon Ventures in 2017 to lead the launch of Balloon as a financial institution. From piloting and developing the Balloon model independently, Oscar now leads a 20+ strong team and heads investment strategy and operations. Under his leadership Balloon has made over $3m of loans with 95%+ repayment rates. Before Balloon Ventures, Oscar served as the Regional Business Development Manager in charge of Western Uganda at Uganda Telecom with 23 districts under his supervision. Prior to this Oscar worked for 8 years in the banking sector serving as a Personal Banker and Corporate Relationship Officer and later Branch Manager at Barclays and then Bank of Africa. Here he was responsible for $2m of deposits and a loan book of about $1.2m. He holds an MBA from Makerere University.

Raymond is Public Administration and Management Graduate from Uganda Christian University. He began his career at Legal Awareness Initiative and then joined Challenges Worldwide Uganda as an Associate Consultant where he worked with over 20 SME’s doing business diagnostics and advisory. Raymond has also served at PR Director and Membership Growth Officer of the Rotaract Club of Kampala Central. He is currently pursuing a certificate in Financial Analysis and completing a Level 5 Certificate in Leadership and Management from the Chartered Management Institute.

Richard Wafula has 24 years experience in Finance and Accounting. He begun his career with Uganda Posts and Telecommunication, the only government  Parastatal at the time as a Regional Accountant. He later Joined Uganda Telecom Company a government  entity as a Regional Accountant where he worked for 9 years. He later joined Development Microfinance Ltd as Finance Manager where he worked for a period of 13 years. He is currently working as a Finance Manager at Balloon Ventures Uganda. Richard holds a Bachelor’s Degree in Business Studies from Islamic University in Uganda and a Diploma in Business Studies from Makerere University.

Samuel is passionate about risk and investment management and has worked across a range of businesses and sectors with experiences ranging from Business Operations and Management in Telecoms to Insurance to Fintech. He worked with Wave Money transfer Limited as a Distribution Supervisor, before that he worked with Zebra Telecom as a Branch Manager and later joined Giant Communications Zambia Limited, a leading dealership of MTN Zambia as a Regional Business Manager, Finance Manager and later a General Manager. Samuel holds a Bachelor of Laws from University of Lusaka and is currently pursuing his ACCA professional studies.